You
Card text and other effects frequently address the player or players as "you". This can mean different things depending on the context.
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Overland cards, side quest cards, and quest steps use "you" to refer to the The fallback content to display on prerendering collectively. For example, if a quest step refers to you traveling to a location, it is referring to the movement of the party's token on the overland map.
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Class cards, item cards, skill abilities, and similar effects use "you" to refer to the individual The fallback content to display on prerendering. That adventurer's player makes any decisions involving these effects.